Bridging loans allow you to capitalise on time sensitive opportunities, without having to endure the lengthy finance application processes put in place by most mainstream lenders.

Traditional loans are difficult to obtain, especially if you need the finance rapidly. Bridging loans cut away the red tape and shred the time it takes to arrange from months to under a week. You don’t need to worry about extensive credit checks or other obstacles which typical lenders would block your path with.

There are numerous reasons why you would take out a bridging loan. Therefore, we operate in highly flexible circumstances; ensuring your case will be treated with the dedication it deserves. Individual requirements for a secured short-term loan can be so broad, but Agility Bridging will consider ALL cases.

If you have property security, we are able to raise funds quickly for you whilst the property is sold or refinanced.

Typical uses include: tax or VAT payments, temporary cash flow shortfalls, funding of stock or other business requirements. The uses of funding in this area are extremely varied and are becoming increasingly recognised by professional advisors as a solution to their clients’ requirements. We fund multiple transactions in the release of immediate funds to probate beneficiaries as the property is sold in a normal manner whilst attracting the best possible price.

Don’t jeopardise your new property because the sale of your existing one is encountering obstacles.

Short term finance maybe required in order to bridge the gap so that the purchase of a new property can still proceed despite difficulties selling the existing one. If a buyer pulls out of purchasing your property at the last minute, it can leave your own commercial objective in jeopardy. Arranging bridging finance means you can still continue with your acquisition, buying you extra time to sell your own asset.

You’ve seen the bargain property you want; now you can snap it up with a quick transaction.

Investors are increasingly using short term funding as a useful way to complete transactions quickly. Agility Bridging often provides funds to clients within seven working days, but in urgent cases funds can be arranged even more rapidly. Purchasers can be considered as ‘cash buyers’ due to the speed of completion and are regularly able to negotiate discounts in excess of our charges as they are able to act speedily and decisively.

If you want to execute on opportunities to purchase distressed sales or repossessions; secure the property whilst long term funding is arranged or the property is sold. With terms from 1 to 12 months we are able to offer full flexibility to meet your requirements.

One of our specialties is lending against properties requiring refurbishment prior to funding.

If you are waiting on long term bank funding, buy-to-let mortgages or property sales; you might want to consider acquiring a bridging loan to make immediate renovations or restorations. We are also able to assist with the funding of conversions.

We have a number of clients who will make multiple transactions as they develop their portfolios and require us to match their growth by arranging facilities quickly so that properties can be purchased at genuine discounts.

With additional security we are also able to extend funds towards the cost of the refurbishment works.

If you are purchasing a property at auction, you can acquire the funds in the timeframe required using a bridge loan.

Don’t waste your time at an auction by not having the funds available to make a purchase. Bridging loans on an auction property can be arranged in days and the decision is often made within hours of making the initial enquiry.

Even if you do not have enough equity to pay for the 10% deposit we can often quickly release these funds based on any other property that you have. If you need 100% of the purchase price then we can provide this and give you funds for renovation if you use another property as security.

If you want to expand your portfolio and avoid lengthy high street bank processes – consider a bridge loan.

Acquiring funding from banks is challenging and can take a long time as the application criteria become increasingly tight. You should think about obtaining bridging finance to fill a short-term gap in funding while a long-term financial plan is executed. This is suitable for both new landlords and those with extensive portfolios.

Use bridge financing to pay off current lenders and get a discount.

If a property is due to be repossessed, a bridging loan can be used to pay off the debt and prevent the repossession. This then enables an owner to retain control of the property so that they can sell it on their terms and avoid a forced sale situation.

Purchase the property you desire immediately and avoid a missed opportunity.

If you are a property investor applying for a loan, it can take a long time if you do not have the funds ready to purchase a property outright. With our bridging finance you can purchase the property you have in mind promptly, while making other arrangements for the long-term financing of the asset.