We are a Principle Lender. We lend bespoke bridging loans with no bureaucracy or complex credit checks. Agility Bridging is privately funded and family run; we promise that you will always be able to speak with a decision maker.

When the loan facilitation process is complete, there will be an arrangement fee to pay. Other costs are incurred from the application, legal and valuation process. The payment is handled, detailed and transferred by solicitors; Agility Bridging does not take any payments. Your quoted cost will be tailored to your loan requirement; the details of this will be clearly outlined before the loan is undertaken.

On average, the process from enquiry through to completion takes 5-7 working days. We have had cases which have been facilitated within 48 hours. Evidently, we are quick but each case is different with varying levels of complexity which has an impact on the time it takes to complete. The best way to find out how long it will take is to make an enquiry and speak directly with one of our experts.

We eliminate red tape and bureaucracy from our process because we are the decision makers for your application. It also helps that we have a dedicated, fine-tuned team of experts with years of experience.

Agility Bridging is a “hands-on” lender and we are able to take a fair, commercial view on each case. Even if you think your property is unconventional or ‘out of the norm’, you could get a quick decision and loan if you contact us with your enquiry.

Many solicitors work at a respectable pace nonetheless, it’s still too slow for bridging.  We have a small number of modern, fast and proactive solicitors who we can recommend to clients. They understand short term lending and will often complete all the legal requirements within two or three days. Contact us for details.

No. We are a non-status lender and will take a view based on the security available.

An exit route is an agreed, viable plan to pay off the loan. This is an essential component in all applications.

We only lend in England and we can only lend on land which has valid planning permission for the entire loan term. All loans are also 1^st charge on non-owner occupied commercial and residential properties (non-regulated). Each case is different and we will look at a wide range of solutions before dismissing an application.

Yes it is similar to your high street bank because you are protected in exactly the same way with a transparent loan agreement, a legal charge, and a predefined and clear legal process of recovery in the event that you are unable to repay. You can borrow with absolute confidence.

We only provide 1^st charge non regulated loans but we will consider second and third legal charges as additional security.

No.You are always able to speak with a decision maker.

No. Bridging is about speed and we endeavour to keep paperwork to a minimum.

No we are a Non Status lender. Unlike some other lenders, we do not operate on a credit -scoring basis. We take all factors into account and consider applications on individual merit. Our main focus is the security available and the exit strategy in place.

No. You can apply for a bridging loan directly with Agility Bridging.

Yes. As a lender, we have our own solicitors who carry out our legal due diligence for us. We ask borrowers to seek advice from their own solicitor too.

This will be possible on the basis that the existing bridging loan facility is not in default and there is sufficient equity available to secure the additional borrowing.

Yes of course. We do not sell or pass any information to any third party companies for marketing purposes or otherwise.

A closed bridging loan is one that is taken out when there is a guaranteed exit date. An example of a guaranteed exit date would be the date of completion for a property sale having exchanged contracts. There is less risk to both the lender and the borrower, which is reflected in the charges.

An open bridging loan does not have a guaranteed exit date. An example of an open bridging loan would be when funds are to be cleared following the sale of a property, but at the time of taking out the loan there are no confirmed buyers. The lack of certainty on payment date renders this a more risky proposition for both the borrower and the lender.